We are an FCA-authorized E-Money Institution. Established to channel financial innovation into the payment and treasury landscape through expertise and technology. We have teamed up with a range of major players in the financial industry to drive forward its vision and strategy. We are leading the change in the next generation of Wealth Tech by offering global citizens and corporations an intuitive and fully integrated digital platform and the first E-money account tailored specifically to manage their financial needs.
Senior Compliance Officer
This role is 4 days in the office and 1 day from home.
Job Purpose
As a Senior Compliance Officer in our growing Fintech/EMI (Electronic Money Institution) organisation, you will play a critical role in ensuring that the company remains compliant with all regulatory requirements, industry standards, and internal policies. You will collaborate closely with various teams to identify, mitigate, and manage compliance risks while overseeing the implementation of effective compliance programs and controls.
This role will report into the Deputy MLRO & MLRO
Responsibilities will include, but are not limited to:
● Onboard customers, carrying out KYC and AML compliance checks in line with the Company’s onboarding policies and procedures.
● Assist with FCA RegData regulatory reporting
● Produce Client based risk assessments
● At the Direction of the MLRO and Deputy MLRO assist in Team Management and Co-Ordination.
● Act as a point of escalations for high-risk clients.
● Ensure Periodic Reviews are conducted on existing clients
● Carry out daily transaction monitoring and data validation.
● Investigate and review transactions that have exceeded set thresholds.
Requirements:
Essential
● Proven experience as a Compliance Officer or Senior Compliance Analyst (4-6 years)
● Confident and pro-active with excellent organisational skills.
● Excellent communication and collaboration skills
● Comfortable working in a dynamic and fast paced environment.
● Able to work under pressure and efficiently manage time and workload
● Experience in risk management
● Knowledge of legal requirements and controls (e.g., EU Money Laundering Directives, FCA Handbook)
● Familiarity with industry practices and professional standards
● Familiarity with FCA Guidance and rule book and relevant publications e.g., JMLSG
● Strong understanding of financial regulations, including AML, KYC (Know Your Customer), and payment systems regulations.
● Knowledge of Financial Regulations, familiarity with the Financial Conduct Authority, Payment Services Regulation, Anti-Money Laundering Directives
● Familiarity with GDPR data protection regulation and standards
● Excellent communication and organization skills
● Attention to detail
● Knowledge of Blockchain/Cryptocurrency field is a plus
● BSc/BA/Bcom in law, finance, business administration or a related field
● Professional certification (e.g., ICA) is a plus